Life is not like a Choose Your Own Adventure

Do you remember the Choose Your Own Adventure books that let readers direct the story at key decision points?

One reason these stories are fun is that mistakes are not permanent. Just flip back and pick the better decision.

Unfortunately, this flexibility isn’t possible in real life, although many of us live like it is. And unlike [...]

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6 scenarios where being frugal simply costs more

Generally, saving money is a great idea.

Most of us would be better off if we were more frugal.

However, there are times when it doesn’t pay to be frugal. Here’s six examples where the costs outweigh the savings.

1. When the savings are minimal

Sometimes the savings are so tiny that it simply doesn’t pay to extend the [...]

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Make your savings productive

One of the most ironic aspects of modern life is the lack of instruction on how to handle money, especially considering the consequences of poor money management.

There are only three things people can do with money: spend it, give it, and keep it.

The proper balance is important. If you spend everything, you’re broke. If [...]

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