I’m pleased to hear you are considering home ownership. Owning your own home is a wonderful blessing, but it can be a heavy burden–a curse even–if you borrow money before you’re ready.
I know you are busy, so if you don’t have time to continue reading now, please just scan my very quick, bulleted summary. It’ll [...]
Marriage, like most ventures, requires effective communication for success.
My wife and I met under peculiar circumstances, so we knew from the start that we had a lot to talk about.
Early on, we invested time talking about our values, beliefs, and approach to life. We didn’t want our marriage to become another divorce statistic.
Today, money disagreements [...]
No, this isn’t an unfinished post, accidently published. Instead, it’s a reminder that our financial lives always are a work in progress as we earn, spend, and save to maximize our happiness.
Our every-day decisions involve balancing current desires with the future rewards that come from delayed gratification. But at what point does trading our time [...]
Have you heard that advertising campaign about people almost helping their neighbors? It’s a powerful message. Sometimes we think about doing good, but we fail to follow through.
The thought is either pushed aside or we fool ourselves into thinking that it’s the thought that counts. We’ll just do that later.
With investing, like doing good, the [...]
Don’t play the game.
The rat race is voluntary. You can choose to subject yourself to meaningless, futile competition for stuff that cannot make you happy.
Or you can choose to set your own goals, milestones, and paths to get there. You’ll be happier if you do.
Money is only a tool
When money is your goal, you’re setting [...]
Do you remember the Choose Your Own Adventure books that let readers direct the story at key decision points?
One reason these stories are fun is that mistakes are not permanent. Just flip back and pick the better decision.
Unfortunately, this flexibility isn’t possible in real life, although many of us live like it is. And unlike [...]
